Priority of preventive verification of potential borrowers

In the article methods of preliminary check of potential borrowers for the companies, going to granting of loans or the credit are considered. Considered are the main aspects that help to make a reasonable decision when granting a loan, namely a careful study of the applicant's credit history, checking the applicant's ability to pay the loan, and also the applicant's stability in the labor aspect, i.e. Stable work experience, for example, in one company for more than 3 years. The study of these factors helps minimize the risk of approving a non-creditworthy applicant in the future.