Actual problems of lending small and medium-sized enterprises in Russia

The article is devoted to the consideration of modern problems faced by organizations of small and medium-sized businesses in the lending process. The development of the Russian economy is impossible without the participation of small and medium-sized businesses. The role of such organizations is to introduce innovative technologies and to solve the most important problems associated with unemployment and economic restructuring. The specifics of the activities of organizations of small and medium-sized businesses suggests an increased demand for borrowed resources. However, when applying to a credit institution, small and medium-sized enterprises can not always count on obtaining borrowed financing. This article will highlight all the factors that impede the effective interaction of banks and organizations in Russia.