Analysis of financial activity of the Russian population

In this article, the author examines the problem of Russians’ involvement in financial relations and the financial market of the country. The article highlights the areas of financial activity of the population: savings and investments, loans and loans, insurance. The analysis of changes in both financial assets of Russians and in the structure of liabilities is carried out. The average per capita indicators of the financial condition of the citizens of our country are calculated. Conclusions are drawn about the change in the level of financial activity. The factors that influenced the increase in financial activity of the Russian population have been identified. In addition to the factors characterizing changes in the economic situation, such systemic factors as the increase in the efficiency of the financial market and the growth of financial literacy of the population are highlighted. It is noted that the main element of financial literacy responsible for financial activity is financial planning skills within the household.