Quality analysis of the loan portfolio of Sberbank PJSC

This article discusses the concept of credit policy and its impact on the work of a commercial Bank. The main economic indicators of the Bank's activity are analyzed. The dynamics of the Bank's income and expenses, as well as the structure of the loan portfolio, are considered. It is revealed and isolated how the size of the loan portfolio affects the performance of a commercial Bank. Based on the analysis, the author suggests paying attention to the increase in overdue debt of the borrower in the loan portfolio, that is, it is necessary to improve the system for monitoring clients.