Bank loaning of Russian companies

In conditions of cash shortages, bank lending is of particular importance for ensuring the dynamic development of the economy. Lending allows you to solve current financial problems, as well as implement a system of strategic plans. Most often, loans are attracted by legal entities, individual entrepreneurs to carry out investment activities, expand and improve production, upgrade fixed assets, increase competitiveness, increase profitability, etc. The article discusses the volume of loans granted to resident legal entities and individual entrepreneurs, as well as small and medium-sized businesses, both in rubles and in foreign currency; their industry structure, the amount of debt on loans; the distribution of loans by region, etc. The study concluded that lending acts as a financing tool for many enterprises, and this funding source has high potential in the future.