Digital transformation of finance: figuring out the consequences

The article points out the importance of investigating the implications of the digital transformation of finance. It is pointed out that the digital transformation of finance has by now become a transformative force in the financial industry. The peculiarities of the introduction of modern digital technologies in the field of finance are defined. Both positive and negative consequences of the digital transformation of finance in the Russian Federation, the risks of which should be considered in the process of introducing modern financial technologies, are highlighted. It is concluded that the digital transformation of finance has far-reaching consequences, having changed the ways of providing, accessing and consuming financial services. However, modern technologies and changes in the financial sphere have both positive and negative consequences, and for their successful implementation it is necessary to take into account all sides of this process.