Dynamics and structure of bank lending in the aspect of macroeconomic instability and crisis

The article is devoted to the assessment of the structure and dynamics of the main indicators of the development of bank lending at the present stage of the formation of the potential of the financial services market in the aspect of macroeconomic instability and crisis. The role of the banking sector as a fundamental element of the structure of the financial sector of the Russian economy is outlined. Based on the conducted research, statistical data characterizing changes in the development of the banking sector of Russia as a whole and individual sectors of bank lending, the dynamics of rates and volumes in the structure of lending are assessed, the main factors influencing the development and formation of the potential of the banking sector in the conditions of the prevailing trends of economic development, structural transformations characterized by instability, the influence of geopolitical risks are identified, which implies the solution of structural problems on the basis of a balanced growth of lending and government support.