Individual investment account as a tool sustainable investment in the modern Russian stock market

This article discusses the possibilities of investing using an individual investment account, which allows you to implement a conservative strategy with a diversified investment portfolio, minimizing risks, multiplying funds, receiving profitability not only by making operations related to securities on the stock market, but also by processing income tax refunds depending on on the amount of money spent. The article is devoted to the analysis and prospects for the use of individual investment accounts. The paper reveals the concept and essence of an individual investment account, presents its types, advantages and disadvantages.