Mortgage lending: the current state and prospects of development in the conditions of the coronavirus epidemic

This article discusses the main aspects of mortgage lending in the context of the coronavirus epidemic. The current state of mortgage lending in Russia is determined. Some scenarios for the development of Russian mortgage markets from experts in the field of economics are highlighted. A significant problem has been identified in this area at the moment. The nature and conditions of mortgage loans, as well as their duration in the context of the coronavirus epidemic, were studied. A program of preferential mortgages with a rate of 6.5% per annum was considered, which was approved by the government in the context of the spread of coronavirus infection. The basic conditions and requirements of this program are given. In addition, the article provides a forecast of the prospects for the development of mortgage lending in the context of the coronavirus epidemic.