Research of financial stability of systemically important banks in modern conditions

Автор: Miller E.V., Zavadskaya V.V.

Журнал: Вестник Алтайской академии экономики и права @vestnik-aael

Рубрика: Экономические науки

Статья в выпуске: 6-2, 2023 года.

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This article discusses the problems of determining the financial stability of credit institutions in modern conditions and the analysis of indicators characterizing the stability of banks. The authors propose an approach to the system of indicators of the stability of banks, characterized by the allocation of such key indicators, the level of which depends on the activities of the credit institutions themselves, as well as on the possibility of collecting statistical information in this direction. The article analyzes the current state of the performance indicators of five systemically significant banks that form the basis of the domestic banking system, conducted a study of the level of implementation of each proposed indicator. The article includes the study of various theoretical approaches to determining the indicators of financial stability of credit institutions. Scientific methods of materials analysis, method of comparisons, synthesis and generalization of the collected data were used to conduct the research. The material is considered on the basis of analytical and statistical data of the Bank of Russia. With the help of the approach proposed by the authors to the analysis of the financial stability of systemically important banks at the macro level, it is possible to identify key negative trends in the work of credit institutions and suggest to the mega-regulator to concentrate regulatory measures aimed at achieving the threshold values of the studied indicators by banks.

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Financial stability, systemically significant credit organizations, performance indicators, sustainability indicators, mandatory standards

Короткий адрес: https://sciup.org/142238407

IDR: 142238407   |   DOI: 10.17513/vaael.2883

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