Investigation of fraud with electronic bank payments

Electronic bank payments represent the main attribute of a market economy, and due to fraud, they lose their significance. The purpose of the study is to analyze situations of fraud with electronic bank payments, as well as to analyze the methods for ensuring economic security by commercial banks to their customers. The main objectives of the study: analysis of the regulatory and legislative framework on the issues of the research topic; analysis of the current situation regarding fraud with electronic bank payments using statistical data; identification of methods for ensuring the security of electronic banking services. In the course of writing the article, the following research methods were used: a systematic approach, comparative analysis, synthesis, generalization, statistical analysis on the research topic. The authors come to the conclusion in the article that there is no single direction that will drastically reduce the level of fraud in electronic bank payments, so a multi-level approach to their protection is needed, as well as the care of consumers themselves. At the end of the article, the authors provide recommendations both for clients of commercial banks and for credit institutions themselves in the fight for the security of electronic banking payment systems.