Results and prospects of digital transformation of banks

The article discusses the features of digital transformation of banks. The main trends of digitalization of credit and financial organizations are highlighted, such as mobile applications, online banking, artificial intelligence, automation and robotics, blockchain, digital ruble. The connection between the use of advanced technologies and the profitability of financial and credit organizations is noted. The difficulties caused by the digitalization of banks are also noted. The article mentions the minimum digitalization indicators planned by the Central Bank and their values.