On the issue of classification of payment systems: Russian and foreign experience

The article examines approaches to the classification of payment systems within the national payment system, depending on various criteria: the purpose and purpose of the payment, its volume and speed of implementation, settlement participants and payment infrastructure. Thus, the article considers such types of payment systems as payment systems with the participation of the central bank of the country and private payment systems, systems for wholesale transfers and systems for retail payments, payment systems that perform calculations on a gross basis or on the basis of netting, etc. Special attention is paid to the criteria for identifying significant payment systems and their characteristics.