On the issue of assessing the financial stability of a commercial bank

Автор: Eremina O.I., Potapov S.V., Chugunov V.I.

Журнал: Вестник Алтайской академии экономики и права @vestnik-aael

Рубрика: Экономические науки

Статья в выпуске: 1, 2024 года.

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In modern conditions, financial stability plays a key role in the activities of commercial banks, allowing them to explore and use new opportunities for their growth, which increases their competitiveness among other credit institutions. The financial stability of commercial banks is one of the triggers for the development of the national economy. Modern regulatory standards and measures of monetary authorities are aimed both at achieving the financial stability of national credit institutions and at exponential growth in the aggregate indicators of their functioning. Therefore, systematization and improvement of methodological approaches to assessing the financial stability of banks is very important for ensuring their stable functioning and determining strategic priorities. The purpose of the work is to develop methodological approaches to assessing the financial stability of a commercial bank. The authors used a systematic approach that allows, based on a system of indicators, to conduct a study of the financial stability of a specific credit organization. The article concludes that the use of combined approaches to assessing financial stability makes it possible to assess the bank’s ability to resist the outflow of customer funds and determine its reliability in the market. The results obtained can be used by domestic commercial banks when assessing their own financial stability.

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Commercial bank, financial stability, assets, equity capital, profit

Короткий адрес: https://sciup.org/142239378

IDR: 142239378   |   DOI: 10.17513/vaael.3210

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