Consolidation of the banking sector in Russia and the prerequisites for the formation of the "shadow banking" institutions

The crisis affecting the system of traditional banks, and the ensuing tightening of regulatory requirements, as well as the situation of low interest rates had a significant impact on reducing the volumes of crediting of the real sector of the economy. In this situation increases significantly the role of alternative institutions-"shadow banks", whose activities are currently estimated positively enough, albeit in need of regulation. The article analyses the situation in the system of classical Russian banks for emergence and their alternatives-the so-called "shadow banks".