The credit market as the most important segment of the financial market

The article is devoted to the description of the credit market as the most important segment of the financial market. The authors characterize the current state of the credit market, identifying trends and key problems, such as the growth of overdue debts, an increase in the number of unscrupulous borrowers, and imperfection of legislation in the field of lending. It is proved that the credit market connects all other segments of the financial market, providing funds for investment.