"People's" bonds as an object of investment for individuals

Federal loan bonds for individuals (OFZ-n) occupy a special place among the various OFZ bonds. If all other “market” OFZs are used by the state as a means of borrowing funds, then OFZ-n were created mainly as a means of increasing financial literacy. At the same time, to attract the population, profitability is provided at the level of the best deposits and even higher. This article discusses the main parameters of these securities and their emission, and the author also proposed ways to increase their attractiveness.