About separate aspects of the interaction of the bank with the regulator in part of the estimation of the cost of objectives of the mortgage

The author examines the interaction of the Bank of Russia with credit organizations during the examination of collateral. It offers measures to increase the transparency of such interaction, including improving the quality of the initial information, clarifying the term «fair value», and improving the methodology for determining liquidity. Gives recommendations on how to resolve problems encountered by credit institutions when interacting with the regulator.