Assessment of financial stability and regional significance of credit institutions (on the materials of the Ural, Siberian and Southern federal districts)

This paper outlines the problem of ensuring the financial stability of the regional banking system, which leads to a reduction in regional commercial banks at the present stage. The revocation of a license from a regional bank negatively affects the investment climate in the region and negatively affects financial stability. On the example of the banks of the Ural Federal District and the Siberian Federal District, it was revealed that it is stable regional banks with significant capital and assets that fall under the influence of sanctions from the European banking system. In this regard, the aim of the work was to develop an integrated approach to assessing the financial stability of credit institutions, which allows us to identify regionally significant commercial banks that need support in the context of the ongoing confrontation with European banks. In the course of the study, the following methods were used: collection, analysis, classification, grouping, generalization, comparison. Based on the results obtained in the assessment of credit institutions in the two federal districts, regionally significant credit institutions were identified and recommendations for their support were presented. General recommendations are proposed for the development of the regional banking system of Russia in an unstable economic environment.