Assessment of the creditworthiness of small businesses in the Bryansk region

Small business in the current economic conditions is an integral and objectively necessary element of any developed economic system. The economy and society as a whole cannot exist and develop normally without its dynamic development. Thus, this sector creates new jobs, respectively, the unemployment rate is reduced, social tensions in the country are reduced. The loss of this economic layer can lead to irreparable changes. That is why it is so important to support its activities, including in the area of financing. The level of creditworthiness of this type of business is quite difficult to allocate adequately. For banks to take an obvious risk is not the most tempting prospect, so still, even at the current high level of development of the domestic economy, there are obvious problems of lending to small businesses, both in the country as a whole and in the region as a whole. Having analyzed the activities of small businesses in the Bryansk region, it should be noted that in General, the range of economic activities carried out by this sector of the economy is different, ranging from agriculture, construction and ending with the provision of information services...