Determination of acceptable options for attracting debt capital by a commercial organization

Now it is safe to say that enterprises are currently operating in a highly competitive market. In order to successfully exist and maintain their competitiveness, companies are forced to attract additional capital in a timely manner and under certain conditions. The equity capital of a commercial organization plays an important role in its financial and economic activities, and determines the company’s ability to self-sufficiency and development. At the same time, despite the advantages of internal sources of financing, their volumes and terms of attraction are often insufficient for the introduction of new technological innovations, the implementation of projects related to business expansion, etc. The purpose of the presented work is to choose the best option for attracting borrowed funds, depending on various internal and external factors. The peculiarity of the scientific research is that it is necessary to take into account the fact that the attraction of borrowed financial resources did not entail an increase in the risk of loss of financial stability and the ability to make payments. The result of the study is a model of the management process of available options for attracting and using borrowed capital, with a detailed description of all the stages included in it.