Methodology for identification of a group of interrelated parties for analyzing the creditworthiness of an enterprise

The article considers one of the most important stages of analyzing the creditworthiness of a potential enterprise-borrower - determining the perimeter of quantitative and qualitative information collection. It is this stage that determines the amount of information to be collected and, therefore, the final credit report on the proposed borrower. The main purpose of the study is to form a methodology for identifying a group of interrelated persons, which determines the perimeter of the collected information. To achieve this objective, the study defined a group of companies, a group of related parties and a group of related borrowers. Based on the proposed definitions, a methodology for identifying a group of related parties was formed. This methodology may be of interest to all those who face credit risk in their activities and the problem of collecting data on a potential borrower company.