The experience of successful companies in the “Settlements and payments” segment in the implementation of new digital solutions

The digital transformation of the settlements and payments segment has prompted many market participants to actively adapt to changing trends, so the fundamental condition for business development is the digitalization of infrastructure, the acceleration of transactions, the reduction in the cost of services and the creation of a more convenient interface for customers. The article describes Stripe, the company that provides digital checkout infrastructure services for the digital payment business. Stripe has been able to benefit from the pandemic as its revenue boomed in 2020 due to the increasing popularity of online shopping. The company has built partnerships with a number of fintech companies such as Shopify, Wayflyer and TripActions to create business-friendly financial products. Stripe allows its customers to accept payments from all over the world by supporting various payment methods. The success of the company is confirmed by the positive dynamics of the main financial indicators of the company. In addition, Revolut, which provides its customers with the opportunity to carry out transactions of various types of cryptocurrencies with 25 fiat currencies, also became the object of study. Such a wide range of services and opportunities make the company one of the most popular in the market of settlements and payments, not only within the country, but also abroad.