Features credit activity in the banking sector of Russia in the period of growth of bad debts

The authors analyze the reasons for low credit activity of the banking sector of modern Russia, taking into account demand and supply factors in bank lending. We justify the possible existence of post-crisis phase of banking activity without credit. It is concluded that it is first necessary to solve the problem of bad debts. One possible way - forming under the auspices of the Bank of Russia the infrastructure that will help revive lending activity at the level of individual bank and the banking sector as a whole.