The bank's policy regarding corporate customers

At present, which is characterized by global socio-economic and political instability not only at the state, but also at the international level, the policy of banks in relation to corporate borrowers is undergoing certain changes. These changes are characterized by the fact that banks are tightening requirements for lending to corporate borrowers, introducing requirements for the material security of loans and applying higher interest rates. In this article, the author investigated methods for assessing the creditworthiness of a borrower of commercial banks; a comparative analysis of scientific and methodological approaches to assessing the creditworthiness of borrowers in the Russian Federation was carried out, taking into account new risks associated with global geopolitical instability, which made it possible to identify specific factors affecting the creditworthiness of borrowers in the presence of armed conflicts.