Portfolio approach to assets management at the commercial bank

In the current conditions stable and sustainable functioning of the bank is impossible without efficient assets management. Low level of assets quality in the credit organization’s portfolio exhausts its capital and is a major cause of the bankruptcy. In this regard a question of developing the optimum structure and high quality of the bank’s assets portfolio is ever more relevant, for its solution may not only prevent crisis tendencies, but also will promote enhancement of the credit organization efficiency.