Legal aspects of digitalization in the financial sector

The relevance of legal regulation of the introduction and use of digital technologies is due to the active digitalization of all spheres of human activity. The global development of digitalization made it possible to realize the urgent need for the development of legal regulation of innovative technologies introduced in various fields of activity. The main task of the state in the legal regulation of digital technologies is to create favorable conditions for the development of innovative technologies both in financial and in other areas of activity. The state provides a real opportunity to test digital technologies without the risk of violating the current legislation in an experimental legal regime. The regulatory platform is such a tool that allows for an operational check of the effect of technologies for the introduction of innovative financial technologies and services for the financial sector. The regulatory platform is seen as a key factor in the sustainable development of innovative technologies in the financial sector. The creation of a regulatory platform allows piloting innovative financial technologies, various financial products and services without the risk of current legislation, conducting an operational check of the effect of technologies for the introduction of innovative financial technologies and services for the financial sector, providing risk analysis and identifying the main threats arising in the process of implementing an innovative product, and also allows you to formulate proposals for improving the current legal regulation and create legal conditions for the effective implementation of digital technologies.