Advantages and disadvantages of bank cards as a tool of crediting and calculations

Being one of the priority areas for the development of banking products, bank cards are being actively introduced into the everyday life of Russians. But is a modern bank card convenient, practical and safe? The study highlights the capabilities of bank cards and identifies threats opposing these opportunities. Arguments are presented showing the functional limitations of this banking product in Russia. The proposed measures are able to minimize the risks in transactions with the use of bank cards and products based on them.