Fundraising related to small entities of the Russian agro-industrial complex by peer-to-peer lending

The author considers the possibility of introducing the alternative mechanism, i.e. peer-to-peer lending, into the funding system of small businesses of the Russian agro-industrial complex. The study identifies the factors that facilitate and impede the implementation of this lending technology within the funding system of small business entities of the above-mentioned complex. In general, despite the negative factors of applying peer-to-peer lending mechanism in the studied area, there are no insurmountable obstacles to use it by small businesses. In addition, its benefits will attract more stakeholders in future due to the possibility of funding through such an alternative method as a peer-to-peer lending.