Problems and prospects of development potrebitelskogo lending in Russia

The article deals with the main problems of development of lending for consumer purposes in Russia, as well as ways to solve them. The need for credit is caused by the uneven circulation of individual capital, so it acts as a form of resolving the contradiction between the accumulation of temporarily free money from some economic entities and the need for them - from others. Lending in Russia, in particular consumer lending, lags far behind developed countries. First of all, because in our country this type of lending appeared much later than in other countries.