Some problems of qualification of embezzlement of money associated with unauthorized access to details of credit, payment and other payment cards

Purpose: The article summarizes data on the Commission of unauthorized transactions using payment cards, information about the damage caused by illegal actions, information about the state of criminal record. The author uses the experience of the people’s Republic of China, which relates both to the technical security of payments using payment cards, and to the legal regulation of liability for illegal actions in this area. Proposals were made to improve the current criminal legislation. Methodology: Comparative legal, formal logical and formal legal methods were used. Results: The article deals with the criminal legal characteristics of crimes involving electronic means of payment, as well as a comprehensive analysis of the current legislation of Russia and China in terms of criminal liability for committing fraud using electronic means of payment. Novelty/originality/value: The article has a high scientific value, since it is the first time that a comparative legal analysis of the criminal legislation of the Russian Federation and the PRC is conducted in terms of establishing responsibility for fraud committed using electronic means of payment...