Problems of determining the cost of a vehicle’s repair in the framework of OSAGO, related to the formation of prices in the RSA’ directory

With the development of market reforms, expansion of business activities, reduction of the share of state institutions in covering emergency losses related to production activities or the interests of citizens, the need for insurance has increased. It should be noted that the Russian insurance market is at the initial stage of development and so far is far from fully fulfilling the functions necessary for the sustainable development of the Russian economy. The Russian insurance market still lags significantly behind the markets of developed countries such as the USA, Japan, the United Kingdom, France, Germany, Italy and Canada, but it has significant potential for further development. In countries that are world leaders in the field of social and market relations (European states), insurance is one of the most stable and dynamically developing branches of the national economy. The national insurance market has been booming lately. In recent years, the main features of the development of the national insurance market have been a rapid increase in the number of insurers and a significant increase in insurance premiums. In Russia, the legal basis for regulating relations in the field of insurance substantially changed and to a certain extent formed the legal framework.