Problems of relationships with digital cryptocurrencies

The article explores the problems associated with financial assets and currencies. The problems are considered from the stage of commissioning information systems that store and process digital assets and cryptocurrencies, to the stage of using cryptocurrencies by business entities and individuals. In addition, the article considers the possibility of creating national cryptocurrencies. An analysis was made of various methodologies that are the foundation for information systems that process digital assets and cryptocurrencies. The possibilities of eliminating contradictions in the requirements for information systems that process digital assets and cryptocurrencies are shown. The article analyzes the conditions for creating national digital assets and currencies. Approaches and stages of creating national digital currencies are proposed. The article points to contradictions in the understanding of various terms and theories related to digital currencies. The article uses the opinions of experts in the field of the digital economy. An attempt was made to find ways to introduce digital currencies into the ecosystem of the digital economy. The article has many practical examples, which confirms the importance of the study. The process of implementing information systems that process digital assets and currencies is considered in stages. Each of the stages has specific requirements, but there are also general requirements that are characteristic of the entire economic system. The description of the requirements matching model makes it possible to form a mathematical model necessary for obtaining performance evaluation criteria. The complexity of introducing cryptocurrencies into economic activity is due to multiple factors that affect processes. The lack of practical experience in the introduction of digital currencies in the economies of developed countries only complicated the task. The article focuses on the opinion of experts that the lag in the use of cryptocurrencies can lead to a lag in the transformation of the digital economy.