The development of banking technologies in the informatization of modern economic relations

On the basis of the information society development strategy developed and approved the Russian Government program “digital economy” which aims at the creation of conditions for the development of the knowledge society, increase the quality of life and well-being of citizens Russia by enhancing the quality and availability of services and goods produced using modern digital technologies, increasing digital literacy and awareness, as well as the security both within Russia and abroad. The programmer noted that Russian business structures peculiar to the low level of use of digital technology. However, at the present stage in the banking industry factor digitization and innovation is becoming increasingly determinant of competitiveness of banks. Moreover, it has an increasingly significant impact on safety, financial stability and financial stability of the Bank. Competitive, modern and innovative banks are essential to improve the stability of the entire banking system in Russia.