The development of mortgage lending in the Republic of Kalmykia

The morgage credit is the important instrument of the balanced condition of the state economy. The conception of the system of the morgage lending system in Russia is the formation of the system of the morgage credit as one of the priority lines/trends of the State Housing Policy, which outline the strategy of the development of morgage and the improvement of the law system in Russia. The aim of this work is the study of the morgage market, carring by the commercial banks and the suggestions for its improvement.