Development of corporate lending as a separate area of banking business

To date, commercial banks play an important role in the country’s economy, providing monetary resources to the population and providing other types of banking services, they act as financial intermediaries between economic units and participants in economic turnover. Credit products have been and remain one of the most profitable operations in the bank. Thanks to lending, commercial banks not only earn money, but also attract new customers for settlement and cash services. At the same time, loans differ in terms, which also allows the bank to calculate risks and plan current and future income and expenses. Bank credit plays an important role in the development of the economy, and the objective need for credit can be traced in all sectors and spheres of activity. Lending to corporate clients is one of the key activities of commercial banks, as they bring most of the profits. Corporate clients use not only lending, but also a whole range of banking products: leasing, payroll projects, settlement and cash services. The development of lending to corporate clients allows business to develop, and with it the whole country.