Risks of activities of credit organizations in modern conditions of development of financial operations and services

A risk-based approach to banking supervision involves regular risk assessment by both Central banks and credit institutions themselves. Consumers of financial services are also able to assess the quality of services and financial products offered, as well as to identify potential risks associated with the activities of banks and having an impact on legal entities and individuals under financial services contracts. The results of statistical observation and survey obtained in the study allow us to judge the risks in the in the lending sector, the overall level of satisfaction with banking products by the population and business representatives. Proposals on ways to improve the properties of financial services and products, reliability of internal systems, especially information systems, are formulated.