Savings of the population in crisis

Автор: Iolchieva L.B., Akhmadeev D.R.

Журнал: Вестник Алтайской академии экономики и права @vestnik-aael

Рубрика: Экономические науки

Статья в выпуске: 1, 2024 года.

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Savings are of great importance to a country’s economy as they can be used to invest in production, create jobs and develop the economy as a whole. The purpose of the study is to study the dynamics of savings of the population and determine the factors influencing the dynamics of savings, to develop proposals for stabilizing the dynamics of savings of the population during the crisis. To achieve the goal, the authors conducted studies of the dynamics of savings and the population, and identified factors influencing their dynamics. It was found that crisis conditions in the economy have a significant impact on the structure of household savings, leading to changes in preferences and redistribution of savings in favor of more reliable and stable forms of investment. During periods of crisis, the share of savings in cash, as well as gold and foreign currency, increases, while the share of shares and other investment instruments decreases.

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Savings, population, saving behavior, crisis

Короткий адрес: https://sciup.org/142239381

IDR: 142239381   |   DOI: 10.17513/vaael.3216

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