Social and-economic relevance of lending money to small formats of enterprise in farming

The paper examined the story of Russian practices of lending money to farmers, first lending entities and the bylaws of their operation. The part taken by first Russian banks has been determined within the framework of an established turnover of agricultural land plots, the data has been cited on distribution of farm holding entities in Krasnodar region by incorporation and legal status, from 1996 to 2014, and land distribution by ownership as well, as on Jan.1 st, 2013. The study explored the money lent behavior for the farm enterprises of the Krasnodar Region for 2012-2013. The author examined the procedures of lending on a collateral against land plot and determined relevance of lending for small farming enterprises of various business forms of incorporation, and the challenges the businesses faced in drawing up loans. The study cited the reckoning of the lending rates up to the data submitted by JVC Ross Selkhoz Bank. The author suggested measures for rationalizing the lending procedure.