Modern debt financing instruments of commercial banks: a comparative analysis

Debt financing is the most popular method of financial support for banks. In recent years, various instruments have been used in this regard. The purpose of the study is to specify the economic content of complex debt financing instruments used by commercial banks at the present time. The research is based on the comparative analysis, which makes it possible to identify the advantages and disadvantages of hybrid instruments and their varieties, i.e. the structural instruments of debt financing. It is shown that, being a hybrid instrument, the structural tool does not affect the change in the bank’s equity capital, since it is based only on debt instruments. Structural instruments based on deposits should be more promising for banks in the near future. It will stabilize the banks’ financial security.