Modern problems of development of the market of mortgage housing crediting in the Russian Federation

In the modern economy of the state mortgage lending is of paramount importance, as it has an impact on the development of the country's economy, as well as determines the possibility of solving the main problem of providing the population with affordable housing. Compared to other Western countries, the mortgage market in Russia is quite young, so there are many problems that hinder the development of this market. This article analyzes the main indicators of the mortgage market, on the basis of which we have identified the following problems: high real estate prices; low income population. The purpose of this article is based on the analysis of the housing mortgage market, to identify the current problems of its development.