Current trends and problems of development of the national insurance market of Russian Federation with consideration of the regional aspect (on the example of Khabarovsk krai)

This article considers the problem of organization of insurance relations in the territory of the Russian Federation as an important factor in ensuring the development of the national economy, as well as the protection of property interests of individuals and legal entities. The peculiarities of insurance from the point of view of its branch classification are analyzed, the main priorities from the point of view of the insured’s demand are estimated. The impact of internal and external environment factors on the formation of insurance indicators, namely, the amount of insurance premium (premiums), insurance payments, the number of concluded insurance contracts, as well as the unprofitability of the sum insured has been analyzed. The prospects for the development of the insurance market, including taking into account regional characteristics on the example of a particular region (Khabarovsk Krai) have been determined. The main problems of the regional insurance market development at the present stage are identified and possible directions of their solution are proposed.