Trends in the development of mobile banking in Russia and abroad

Modernity dictates the rapid development of Internet technologies, which cause serious changes in all spheres, and banking is no exception. It is thanks to progress that such a phenomenon as mobile banking has appeared, which has significantly increased the efficiency of interaction between the bank and the client, the speed of processing documents and conducting transactions. Mobile banking technologies are being rapidly improved, which guarantees attracting the attention of new users to this type of financial transactions. Being operational, simple and convenient, this system is able to provide customers with access to personal accounts around the clock. In turn, this technology contributes to the effective use of the most important resources for today, represented by time and information. The development of automated information technologies and the emergence of remote methods of providing banking services in the Russian banking system drew the attention of scientists to the analysis of the problems of the formation and development of electronic banking services.