Transformation of settlement funds under the influence of the digital economy

Digitalization remains one of the most important trends in the development of the modern global financial system. It is reflected in the emergence of new forms of payments and settlements, the development of the digital asset market, the entry of high-tech companies into the financial services market, as well as the emergence of new products and services in the global financial market. The use of digital technologies by credit institutions has led to significant changes in the banking services market and created the basis for the development of such products and services as mobile banking, instant payments, remote banking, Internet banking.