Participation of a commercial bank in the financing of investment projects (on the example of Sberbank)

The article discusses the participation of Sberbank in the financing of investment projects. This topic is relevant in that often own sources of financing are not enough for the implementation of large-scale investment projects. In turn, the funds of commercial banks can be considered as an additional source of financing for investment projects. When evaluating Sberbank’s participation in the financing of investment projects, the following issues were considered: dynamics of changes in the volume of project financing of legal entities and the reasons for their changes, services in the field of project financing, priority investment projects, and the structure of investment project financing. Thus, it was concluded that the funds of commercial banks in project financing are an important link. When implementing project financing, the bank can act as an investor, as well as provide financing within the framework of a banking service. There were also proposed options for state incentives for project financing: interest rate or cost subsidies, sureties, co-financing and provision of collateral.