The impact of working time modes on the stability of the financial situation of workers' Households

The article presents the results of a study of the influence of working time modes on the stability of the financial situation of households of Russian employees of organizations, taking into account differences in the level of qualification of employees. There are five variants of working time modes identified based on the length of the working day, working week and the number of working days per week. It was found that the most common employment model is with a standard working time mode - five days a week with a 40-hour working week and an 8-hour working day. It was revealed that the standard mode of working time compared with non-standard working time with employment of 4 or less days a week is associated with lower risks of unstable financial situation of workers' households. It is shown that the opportunities to ensure a stable financial situation of workers' households also differ depending on the level of qualification of employees: a higher level of qualification increases the chances of workers to bring their households out of poverty and low income. It is revealed that the presence of children practically deprives employees of the chances to ensure a stable financial situation in households, regardless of the mode of working time and the level of qualification of employees. When assessing employment opportunities to ensure the financial situation of households, an assessment of the depth of instability determined by the deficit of actual wages relative to its normative boundary was carried out. It is established that the standard mode of working time less often determines the depth of instability of the financial situation of workers' households associated with the risks of monetary poverty.