Financial security issues within the framework of the economic security of the Russian Federation

The globalization of the economy, its structural changes that lead to increased competition, the uncertainty of the macro environment lead to the urgency of issues of financial security as a component of the economic security of the state, society and the individual. The article examines the essence of financial security, its conceptual apparatus. Based on the analysis of various positions in the understanding of financial security, the author’s interpretation of the concept of “financial security” as the financial condition of an enterprise characterizing the ability of an economic entity to withstand potential and existing threats is given... In the course of the study, the indicators characterizing financial security are considered. A system of indicators of financial security of a credit institution is proposed: the adequacy of the bank’s own capital as a structural element of “resource security”; asset quality, reserve coverage, critical liquidity - indicators of financial security as a structural element of “credit security”; indicators “special stock risk”, “general stock risk” - indicators of financial security as a structural element of “investment security”. The stages of the process of ensuring the financial security of a banking institution are defined: informational, accounting and analytical, monitoring of indicators, analysis and evaluation, development of measures and their implementation. That is, the key functional component of economic security is financial security, and the problem of ensuring it is relevant in financial management.