Issues of regulation of liability in the bankruptcy procedure of individuals

Автор: Martseva T.G., Kornienko M.V., Vandeeva D.S., Kuznetsova N.A.

Журнал: Вестник Алтайской академии экономики и права @vestnik-aael

Рубрика: Экономические науки

Статья в выпуске: 9, 2023 года.

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This article discloses the concept of bankruptcy of private individual, defines the institutions governing the regulatory or law enforcement matters of the person bankruptcy proceeding. The authors noted that the key indicator of assessing the possibility of applying the procedure is solvency, in connection with which the signs of insolvency of a citizen were considered. The difficulty of bankruptcy as a socio-economic phenomenon lies in identifying the prerequisites that led to this, especially if it happens massively of the process of declaring oneself, as well as economic results not only for a person, but also for the state, society. The authors studied the statistics of bankruptcy in 2022 and certain aspects of the process of declaring oneself bankrupt in 2023. The article examines in detail the consequences of the bankruptcy of an individual and the bankruptcy procedure itself. The authors paid attention to the responsibility of a citizen when declaring himself bankrupt. Since the problem identified by the authors is the ambiguity of the consequences that may be important and necessary for the debtor, but negatively affect his creditors. Also, in accordance with the procedure, not every debt can be abolished in such a way that it requires increased responsibility for their actions, as well as the level of financial literacy of the population.

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Bankruptcy of individuals, insolvency, property, liquidation, bankruptcy procedure, consequences

Короткий адрес: https://sciup.org/142238457

IDR: 142238457   |   DOI: 10.17513/vaael.2975

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