The issue of national cryptocurrencies. A temporary form of money or the future of our planet

Today, cryptocurrencies are a means of circulation of goods and are speculative in nature. Their potential advantage is that over time, the use of cryptocurrencies will lead to a significant reduction in transaction costs, since payments in this system do not require the participation of the banking system. The article draws attention to the significant changes that can occur in the market system in case of replacement of traditional currencies with cryptocurrency.