Analysis of the banking system of the Kaluga region

The basis of the credit policy carried out in the country is the banking system of the Russian Federation, and taking into account its existing reserves, the urgent need for its further enhanced development is determined. The main focus is on existing methods of work of commercial banks, their productivity and concentration, unused resources and adaptive flexibility. As an example, the article presents the dynamics of the development of the banking sector in the Kaluga region, which, in general terms, reflects the general federal trend.